Medical, Dental, Life Vision & Disability Insurance
Voluntary Programs Benefit Programs
Employee Assistance Programs
Employee Financial and Benefit Education
Our financial professionals will review your current plan and recommend changes and/or upgrades, or we will design a customized, potentially cost-effective benefits program best suited for you. Retirement Plans are an increasingly complicated and exciting employee benefit for employers to recruit, retain and reward employees. Investment Advisor Representatives* are available to offer advisory services to help employees with 401K's, IRA's, annuities, estate planning strategies, tax deferment and more.
We are here to accommodate you-expeditiously and thoroughly. We research carrier quotes, ascertain the best carrier fit, handle administrative needs, such as billing, claims and human resources issues, update policy changes and guide you through the renewal process. We also provide consultation on alternative funding options.
Today's excess of benefits products require a skilled financial professional to recommend and deliver quality product(s) at the fair value. Our financial professionals stay abreast of the ever changing health and life insurance industry and enjoy educating you on such products as HSA/HRA's, Medical PPO's and HMO's, Traditional Dental, and Group Term Life or Second-to-die. We also have the marketplace knowledge, experience to help you find an answer, resolve an issue and assist you with difficult claims.
*Securities and investment advisory services offered through FSC Securities Corporation, member FINRA/SIPC and registered investment advisor. Insurance services offered through Polaris Insurance Agency Inc. (a/k/a Polaris) which is not affiliated with FSC Securities Corporation.
This communication is strictly intended for individuals residing in the states where the registered representative is registered to conduct securities business. No offers may be made or accepted from any resident outside the specific state(s) CA, FL, GA, IL, IN, MD, NJ, NY, WI referenced.
IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a cons